Our view on living longer

We continues to invest in the understanding of longevity through the Longevity Science Advisory Panel (LSAP) and the International Longevity Centre (ILC). This year has seen the culmination of some key pieces of data to include in teh design of oru products:

  • Women live longer than men, but the gap in life expectancy at birth has reduced from 6.25 years to 4.15 years over the past 50 years.
  • Differences such as smoking and alcohol consumption between genders has decreased, contributing to the reduction in life expectancy.
  • Genetic, hormonal and other biological differences between genders will remain, with women expected to still live longer than men by 1–2 years at age 65.

As a leading annuity provider we are dedicated to exploring the impact that a range of various scientific developments and lifestyle factors may have on an individual’s future life expectancy in the UK. This means we are able to offer more sophisticated, competitive pricing to all our customers.

Joseph Lu, our longevity expert, continues to use his team’s expertise to influence product design and inform other important areas of the economy. 2012 has seen Joseph assist the retirement housing sector with his inaugural lecture at the EAC Awards 2012.

You can read more about the Longevity Science Advisory Panel.


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